Britain’s Health Insurance System is very important and has lots of advantages. NHS is its main component and the basic public health insurance provider in the country. It has a wide-ranging coverage eligibility network. It offers multi-health care services to both the natives and expats. In this article, we are going to focus on these services and what you should do to tasks advantage of them.


Health insurance in Britain for expats

 Britain is the preferred destination for many migrant workers, particularly from Commonwealth countries. UK expats must remember that there are four different countries within the Union. NHS is the main health provider across the region. But there are some differences in the management and provision of services that vary from country to country.

Types of medical care in the UK

The UK has the common types of care you see in many developed countries. Services such as maternity, dental, and eye treatments are available for both the inpatients and outpatients. GPs often provide primary health care and refer patients to specialists if necessary.  Community pharmacies, though they are privately owned, enter into contracts with health insurance in Britain to provide them with medicines prescribed by doctors.

Hospitals also contain accident and emergency departments. They generally offer mobile services free of charge. Emergencies services are normally provided by the public sector. They are complemented by many voluntary organizations, such as the British Red Cross, St Andrews Ambulance Society, and St John’s Ambulance Service.

Public health care for non-residents in the UK

Britain is known for having one of the best health systems in the world. But in recent years, it has started to face some challenges in the health insurance sector mainly due to lack of funding. In addition, there is a smaller private sector available to those who want it and can afford it. Still, non-residents in the UK can benefit from free public health services.

Protect yourself and
your family

Pros and cons of the health care system

The major advantage of Britain’s health care system is that patients receive a higher level of care, compared to NHS. Maybe, this is due to 1) fewer patient numbers, and 2) larger budgets spent on health services. As for the disadvantages, the biggest one to mention is that people should get private medical insurance if they want to benefit from faster access to specialists, better facilities, and waiting times. So if you are thinking of moving permanently to the UK, you definitely have to consider these points. Try to register at the NHS as soon as possible to become entitled to all its services and be able to minimize health care costs.

What does public health care cover?

Everything from a doctor’s appointment to emergency surgery is covered by the public health care system free of charge. Each individual is entitled to free primary care services such as GP consultation or emergency treatments. Yet individuals will need to be registered as NHS patients in order to access secondary care services such as specialists, dental, and eye care treatments which generally carry certain fees. The same conditions apply to non-residents. 

How does the NHS work?

The first medical problem one may encounter in the UK is contacting a GP. To fix this, you just have to register with the NHS. Once done, you will be able to benefit from all the services provided by this system. You have the legal right to choose your GP, and you can do it in different ways. For example, you can ask people to get recommendations or you can do an online search.

Life health protection

What you need to register with the NHS is to submit the following documents:

  • Valid ID (e.g. passport, national identity card, etc.)
  • Proof of address (e.g., bank statement or service invoice)

What services does the NHS provide?

NHS is very comprehensive and as long as you are a regular resident (living in the UK legally, and voluntarily), you are eligible for the following free services:

  • Consultation of your doctor and nurse
  • Accident and emergency treatment (A&E)
  • Treatment of minor injuries in clinics
  • Maternity services
  • Sexual health and contraception services
  • Being treated by a specialisf if you are referred by your doctor.

Health care cost

In the UK, prescriptions are paid, and their prices are constant regardless of the type of medications or the amount needed for each treatment. There are pharmacies, which are commonly called chemists. Also, there are many supermarkets in their workplaces. Of course, you can find many alternatives online such as Lloyds Pharmacy & Chemist Direct.

Leave a comment
Stay up to date
Register now to get updates on promotions and coupons

Shopping cart